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Check the network of providers for Doctors and Hospitals. There have been significant changes.
Check the formulary lists of covered prescription drugs to verify the co-pays and availability.
When considering a deductible, you need to know whether it is per-person (“embedded” with a Family maximum) or an Aggregate of all covered persons on the plan.
If you are covering children, does it have the mandated routine dental coverage required by the ACA, or do you have to buy that separately?
What is the premium for the plan and if you are subsidy eligible how much will you have as a net payment?
What is the rating of the Insurance Company for solvency and customer service?
Get help from a Professional Agent. You do not have to do this alone. It doesn’t cost more to have help!